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A.M. BEST "A" Excellent

A.M. Best Company, the most widely recognized rating agency for the insurance industry, has reaffirmed an “A” (Excellent) rating for NORCAL Mutual Insurance Company for its financial strength and stability, for the thirty-second consecutive year. NORCAL Mutual shares this rating with its subsidiary companies Medicus Insurance Company and PMSLIC Insurance Company.

“We are pleased that A.M. Best affirmed and recognized the efforts we have taken to ensure the financial stability of our company, particularly in this historically soft market,” said NORCAL Mutual’s Chief Financial Officer Mark Johnson. “For 40 years, NORCAL Mutual has upheld the mission of providing the highest quality products and services to our policyholders at the lowest responsible price, while maintaining a financially strong company.”

This year’s rating continues to reflect NORCAL Mutual’s strong balance sheet, historically positive operating performance, proactive risk management and sound business profile as one of the leading providers of medical professional liability insurance in the United States.

In 2015, NORCAL Mutual continued to expand its national footprint with the entrance into new markets, now writing in 13 states. The company also recently announced its definitive agreement to acquire Florida-based FD Insurance Company, pending regulatory approvals.

An A.M. Best rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. The rating is based on a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance and business profile.

Annual Report 2015
  • NORCAL Group 2015 Annual Report
    Cover: Embossed Seal
  • NORCAL Group 2015 Annual Report
    Mother/Daughter Policyholders
  • NORCAL Group 2015 Annual Report
    Father/Daughter Policyholders
  • NORCAL Group 2015 Annual Report
    3 Generations of Policyholders