More than 40 years ago, a group of physicians in Northern California — faced with a crisis in the liability insurance industry that threatened their practices — banded together to start a new policyholder-owned and physician-directed insurance company for the betterment of their fellow physicians. That company was NORCAL Mutual. Forty-plus years later, we’ve grown and evolved to meet the changing needs of the industry, becoming a national company serving multiple generations of physicians, while still holding true to our roots.
NORCAL has earned an A.M. Best “A” (Excellent) rating for 34 consecutive years reflecting our unwavering commitment to financial strength and stability. Our national growth has secured our position as the eighth largest MPLI carrier in the nation, based on direct written premium*.
We’ve grown from our Northern California roots in 1975, to the seventh largest MPLI carrier in the nation today. We protect more than 32,000 insureds from diverse locations and specialties, including multiple generations of physicians. The NORCAL Group of companies actively writes in 39 states, including the District of Columbia, with plans to expand into additional markets. Our national resources enable us to deliver innovative products to the market, while our network of local agents provide the local expertise and service our policyholders expect.
NORCAL’s industry-leading risk management CME program awarded more than 30,000 CME certificates to participants and earned ACCME Accreditation with Commendation — the highest level of designation — for the third consecutive six-year cycle in 2015. Our award-winning resources include our monthly CME publication, Claims Rx, and our Medical Liability Risk Management Content Series which include topics such as patient termination, preventing HIPAA data breaches, responding to online physician ratings, EHR best practices, and more.
* Based on 2017 Data