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About NORCAL Group

Medical Professional Liability Insurance

More than 40 years ago, a group of physicians in Northern California — faced with a crisis in the liability insurance industry that threatened their practices — banded together to start a new policyholder-owned and physician-directed insurance company for the betterment of their fellow physicians. That company was NORCAL.

On May 5, 2021 NORCAL Group joined forces with ProAssurance.

With similar values and a shared commitment to putting policyholders first, uniting the expertise of these two leading providers of medical professional liability insurance was a smart decision. Now, as the nation’s third-largest MPLI carrier with claims and risk management expertise in every major healthcare region, our ability to provide options and solutions across state lines has grown even stronger.

Financial Strength and Stability

AM Best affirmed ProAssurance’s A (Excellent) rating as of April 26, 2022, and revised the outlook long term issuer credit ratings (long-term ICR) to stable from negative.

At this time, AM Best continues to rate NORCAL Group separately from ProAssurance. NORCAL Group’s AM Best rating was also affirmed April 26, 2022 as A- (Excellent) with a stable outlook. For the latest Best's Credit Rating, access

Learn more about ProAssurance's financial strength. 

Learn more about the AM Best financial ratings.

Local Service. National Resources

We protect more than 30,000 insureds from diverse locations and specialties in all 50 states. Our national resources enable us to deliver innovative products to the market, while our network of local agents provide the local expertise and service our policyholders expect.

Risk Management and Educational Resources

NORCAL’s industry-leading risk management CME program awarded more than 30,000 CME certificates to participants and earned ACCME Accreditation with Commendation — the highest level of designation — for the third consecutive six-year cycle in 2015.  Our award-winning resources include our monthly CME publication, Claims Rx, and our Medical Liability Risk Management Content Series which include topics such as patient termination, preventing HIPAA data breaches, responding to online physician ratings, EHR best practices, and more.