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Administrative Defense

Administrative concerns such as regulatory and review board proceedings are growing concerns for practices and impact the health of your business. To address these risks, ProAssurance policies underwritten by NORCAL Insurance Company provide Administrative Defense coverage as part of our Healthcare professional liability policy at no additional cost.


Limit of $50K per event/$50K standard aggregate limit; entity aggregate varies as follows: groups of 2–4: $100k; 5–19: $150k; 20+: $200k

Administrative/Governmental Proceedings

Includes coverage for licensure, billing error (RAC), hospital and healthcare facility, U.S. DHHS (or similar state government entity), and commercial payer proceedings; includes coverage for EMTALA and CLIA proceedings and proceedings by government entities alleging violations of anti-kickback or self-referral laws and workplace and employment practices regulations

Employment-Related Civil Actions

Covers civil court actions resulting from conduct as an employer or supervisor in the healthcare practice

Reimbursement for Defense Costs & Expenses

Reimburses defense costs, shadow audit expenses, consultation expenses, practice interruption expenses, fines and penalties

Availability & Restrictions

Coverage availability varies by state and restrictions may apply.