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Information and Network Security

Cyber security threats such as cyber extortion and cyber terrorism threaten data security and patient privacy and are growing concerns that impact the health of your business. To address these risks, NORCAL provides Information and Network Security coverage as part of our Health Care Professional (HCP) policy at no additional cost.


Shared limits of $100K per event/$100k standard aggregate limit; entity aggregate limit varies as follows: groups of 2–4: $200K; 5–19: $300K; 20+: $500K

Security & Privacy Insurance

Includes coverage for online and offline information, failure to prevent unauthorized access, denial of service attacks, identity theft and virus attacks

Regulatory Coverage

Includes coverage for regulatory privacy proceedings, including HIPAA proceedings

Patient Notification & Credit Monitoring

Includes coverage for notification and public relations expenses incurred by an insured following a breach of personal information; will pay for credit monitoring service for affected individuals for up to 12 months

Electronic Data Recovery and Replacement

Includes all reasonable and required costs to recover/replace compromised, damaged, lost, erased or corrupted electronic data

Availability & Restrictions

Coverage availability varies by state and restrictions may apply.