Cyber security threats such as cyber extortion and cyber terrorism threaten data security and patient privacy and are growing concerns that impact the health of your business. To address these risks, NORCAL Mutual provides Information and Network Security coverage as part of our Health Care Professional (HCP) policy at no additional cost.
Shared limits of $100K per event/$100k standard aggregate limit; entity aggregate limit varies as follows: groups of 2–4: $200K; 5–19: $300K; 20+: $500K
Includes coverage for online and offline information, failure to prevent unauthorized access, denial of service attacks, identity theft and virus attacks
Includes coverage for regulatory privacy proceedings, including HIPAA proceedings
Includes coverage for notification and public relations expenses incurred by an insured following a breach of personal information; will pay for credit monitoring service for affected individuals for up to 12 months
Includes all reasonable and required costs to recover/replace compromised, damaged, lost, erased or corrupted electronic data